Healthcare in Ajman: A Complete Guide to Hospitals and Medical Centers
Healthcare in Ajman is considered one of the rapidly growing healthcare systems in the UAE. Despite the fact that Ajman is one of the smallest emirates, it provides a comprehensive and systematic healthcare system, which consists of hospitals, clinics, specialization centers, and even emergencies.
Those who are looking for hospitals in Ajman, medical centers in Ajman, or hospitals and medical centers in Ajman need one thing, which is accessible and affordable healthcare services. Ajman is able to provide that by its government and private healthcare system.
The regulation of healthcare facilities in Ajman is made by the Ministry of Health and Prevention (MOHAP), and every facility is required to be safe and high-quality.
In addition, the healthcare services of Ajman are considered more affordable than the ones of Dubai and Abu Dhabi.
The most notable change was implemented starting from January 2025. It mandates health insurance coverage for all private sector employees and domestic workers in Ajman following a federal decree that encompasses all seven emirates. Ajman is also developing its medical facilities. The Thumbay Clinic Al Jurf opened in 2024 and provides free medical services to residents of Al Jurf on Fridays.
For those who want to know about which insurance is required when living or purchasing real estate in Ajman, the IM Properties article on health insurance in Ajman provides an explanation.
Top Hospitals and Medical Centers in Ajman
Here are the top hospitals and medical centers in Ajman you should know about:
Thumbay University Hospital
The first JCI-accredited private hospital in Ajman and one of the leading academic hospitals in the UAE. With 350 beds, 100+ clinics, and a first-of-its-kind PET-CT scanner in the region, it handles everything from cancer care to neonatal emergencies.
Location: Thumbay Medicity, University Street, Al Jurf 1, Ajman
Saudi German Hospital, Ajman
Part of the largest private hospital group in the Middle East, it is a multispecialty hospital that offers excellence, especially in cardiology, neurosurgery, and oncology. Launched in 2018, it achieved 92% patient satisfaction in all departments in 2025.
Location: Sheikh Ammar Bin Humaid Street, Al Tallah 2, Ajman
Sheikh Khalifa Medical City Ajman (SKMCA)
The biggest healthcare services provider under the Ajman government, comprising four hospitals in one compound, namely, a general hospital, a hospital for women and children, a diabetes center, and one located at Masfoot. The main pillar of the public healthcare services of Ajman.
Location: Al Jurf, University Street, Ajman
Ajman Specialty General Hospital
This is a hospital operated by the government, famed for excellent patient care, set up according to the guidelines of H.H. Sheikh Humaid Bin Rashid Al-Nuaimi. The areas include cardiology, Gynecology/obstetrics, orthopedics, dermatology, nephrology, etc.
Location: Sheikh Maktoum Bin Rashid Street, Ajman Industrial Area 1, Ajman
NMC Royal Hospital Ajman
One of the biggest healthcare provider companies in the UAE, NMC in Ajman, provides multidisciplinary services with emphasis on obstetrics, fertility, and pediatrics. Good option for expats.
Location: Al Nuaimiyah 1, near United Arab Bank, Sheikh Jaber Al Sabah Street, Ajman
Prime Medical Center Ajman
One of the best-rated medical centers in Ajman with a 4.7 Google rating and over 3,400 reviews. Established in 1999, it offers a wide range of Ajman healthcare services from cardiology to physiotherapy, with health packages starting at AED 550.
Location: Opposite ADNOC Petrol Station, Sheikh Khalifa Bin Zayed Street, Ajman
Amina Hospital Ajman
It is a well-known private hospital providing general surgery, internal medicine and pediatrics. Famous for its holistic treatment philosophy and medical technologies.
Location: Ajman, multiple access points near the city center
Aster Clinic Ajman
Being part of the renowned Aster DM Healthcare network, this clinic offers quick appointments, multi-lingual staff, and wide acceptance of insurance. Ideal clinic for visiting OB/GYN doctors, general practitioners, and dermatologists.
Location: Al Jurf, Ajman
Elaj Medical Centre, Ajman
A specialized clinic known for gynecological and obstetric services in Ajman. The OB/GYN04587/1 is headed by Dr. Amani Ayad, a gynecologist and obstetrician with over ten years of experience in childbirth, C-sections, and infertility.
Location: Central Ajman, near the Ajman Corniche area
Gulf Medical University Hospital
This hospital is a teaching hospital attached to Gulf Medical University with multi-speciality services and an active research setting. Good option for those who want top-quality medical care in Ajman at competitive rates.
Location: Thumbay Medicity, Al Jurf, Ajman
Top Hospitals and Medical Centers in Ajman
Best Clinics in Ajman
Not every case needs a hospital visit. For routine care, Ajman has many clinics that support full Ajman healthcare services and daily medical services in Ajman.
Prime Medical Center Ajman is one of the most established clinics in the emirate and is widely searched under Best Clinics in Ajman.
Aster Clinic Ajman provides fast access to doctors and insurance support.
Elaj Medical Centre Ajman is especially known for gynecologist clinics in Ajman, cheap gynecologists in Ajman, and the best gynecologist services in Ajman.
Thumbay Clinic Al Jurf supports modern top-quality medical care in Ajman with community services.
NMC Clinics are widely trusted for healthcare for expats in Ajman.
Gynecologist in Ajman
Finding a good gynecologist clinic in Ajman is easier than most people expect. Several hospitals and clinics here offer full obstetrics and gynecology services, from routine Pap smears to complex laparoscopic surgeries. Whether you are looking for the best gynecologist in Ajman or a more budget-friendly option, the table below covers your main choices:
Government Hospitals in Ajman
Ajman's government hospital list is anchored by the SKMCA network, which operates four facilities across the emirate. These are government-funded and are the most affordable option for both UAE nationals and insured expats. Here is the complete Ajman government hospital list with key details:
Best Private Hospitals in Ajman
Private hospitals in Ajman give you faster access to specialists, better facilities, and broader insurance coverage compared to government hospitals. If you want more control over your care and shorter wait times, these are the top private hospitals in Ajman to consider:
Healthcare Costs for Expats in Ajman
If you are moving to Ajman, knowing what things cost before you need them is just smart planning. The good news is that Ajman is genuinely more affordable than Dubai and Abu Dhabi for most medical procedures, and the quality does not take a big hit.
Healthcare cost guide for Ajman, tracked as of March 2026, here is what you can realistically expect to pay:
The average typical price across 20 common procedures in Ajman works out to AED 956. In Dubai, the same basket of treatments can easily hit AED 1,500 or more.
On health insurance in Ajman:
Since January 2025, health insurance has been mandatory for all private sector workers and domestic staff in Ajman. This is part of the federal government's push to bring all seven emirates under the same mandatory insurance rule. If your employer has not arranged this, they are not compliant with UAE law, full stop.
The basic plan under the Northern Emirates federal scheme starts at AED 320 per year. It covers outpatient visits, hospital stays, and emergency care, with small co-payments each time you use it. This plan is built for lower-income workers and domestic staff. If you want better coverage, individual plans from Daman, ADNIC, or Sukoon start from around AED 500 and go up to AED 1,500 per year for standard cover. Premium international plans can go well above AED 20,000 per year.
Daman is the biggest health insurer in the UAE with over 3 million members. Thumbay, Saudi German Hospital, and the full SKMCA network all accept Daman, so you will not have trouble finding a facility that takes your card.
A few practical things to keep in mind as an expat:
- Always bring your Emirates ID and insurance card to every appointment
- Some hospitals ask for a GP referral before you see a specialist
- Co-payments under basic plans usually sit between AED 20 and AED 50 per visit
- Government SKMCA facilities tend to be cheaper for anything your insurance does not cover
- You can check any doctor's license on the MOHAP license verification portal before you book
For a full breakdown of what insurance coverage looks like as a property buyer or investor in Ajman, the IM Properties guide on medical insurance in Ajman walks through plan types, residency visa requirements, and what to actually look for when comparing options.
Conclusion
Ajman has built a healthcare system that genuinely works for the people living here. The government SKMCA network covers the essentials at affordable rates, and private hospitals like Thumbay and Saudi German Hospital bring specialist and advanced care that matches anything you would find in a bigger city.
Costs are lower than Dubai. Coverage keeps improving. And the hospitals here handle complex cases every day, not just routine check-ups.
Looking to make Ajman your home? Whether you are an investor or buying for yourself, Ajman has some of the most affordable and well-connected residential options in the UAE, with good hospitals and medical centers close by wherever you settle.
Explore properties in Ajman with IM Properties and find the right home in a city that genuinely takes care of its residents.
Frequently Asked Questions
What are the top 3 hospitals in Ajman?
Thumbay University Hospital, Saudi German Hospital Ajman, and Sheikh Khalifa Hospital General (SKMCA) are widely considered the top three.
Who is the largest healthcare provider in Ajman?
The Sheikh Khalifa Medical City Ajman (SKMCA) is the largest government healthcare provider, running four hospitals across the emirate.
Why is healthcare so expensive in the UAE?
The UAE has a high cost of living, advanced medical infrastructure, and a large expat population, all of which drive up costs. That said, Ajman is notably more affordable than Dubai or Abu Dhabi, with GP consultations starting from as low as AED 100.
Is healthcare free in the UAE for foreigners?
No. Public healthcare is free for UAE nationals only. Expats must pay for treatment, which is why health insurance is now mandatory across all seven emirates as of 2025.
What is the best hospital and medical center in Ajman?
Thumbay University Hospital is JCI-accredited, has over 350 beds, and is rated 4.5 stars with 11,000+ Google reviews, making it a top choice for comprehensive care.
How many hospitals and medical centers are there in Ajman?
Ajman has over 25 hospitals, clinics, and medical centers, ranging from large multi-specialty hospitals to smaller specialty clinics.
Which hospital and medical center in Ajman has the most reviews?
Thumbay University Hospital leads with over 11,000 Google reviews and a 4.5-star rating.
Do hospitals and medical centers in Ajman accept insurance?
Yes. Most major hospitals in Ajman accept a wide range of insurance plans including Daman, Sukoon, Orient, and other UAE-registered providers.
What are the operating hours for hospitals and medical centers in Ajman?
Emergency departments at major hospitals run 24/7. Outpatient clinics typically operate Sunday to Thursday, 8AM to 8PM. Government OPDs usually close earlier, around 4PM.
How are these hospitals and medical centers in Ajman ranked?
Rankings are based on Google ratings, number of patient reviews, accreditations, range of specialties, and patient satisfaction scores.
How much does a visit to a hospital or medical center in Ajman cost without insurance?
A GP visit costs AED 100 to AED 300. A specialist consultation runs AED 200 to AED 700. Diagnostics like blood tests start from AED 50.
Which Ajman hospitals and medical centers accept Daman insurance?
Thumbay University Hospital, Saudi German Hospital, NMC Royal Hospital, and most SKMCA facilities accept Daman insurance.
What documents do I need to visit a hospital or medical center in Ajman?
You need your Emirates ID, insurance card, and a referral letter if seeing a specialist. Visitors should carry their passports and travel insurance documents.
Where are the best hospitals and medical centers located in Ajman?
Most major facilities are in Al Nuaimiyah, Al Jurf, Al Tallah 2, and the Ajman Industrial Area 1 along Sheikh Maktoum Bin Rashid Street.
Can I book an appointment online with hospitals and medical centers in Ajman?
Yes. Thumbay, Saudi German Hospital, SKMCA, NMC, Aster, and Prime Medical Center all offer online appointment booking through their websites or apps.
Do hospitals and medical centers in Ajman have staff who speak languages other than English and Arabic?
Yes. Most major hospitals in Ajman have multilingual staff speaking Hindi, Urdu, Tagalog, Malayalam, and other languages, reflecting the diverse expat population.
Are hospitals and medical centers in Ajman open on Fridays and public holidays?
Emergency departments are open 24/7 year-round. Some outpatient clinics operate reduced Friday hours. Government OPDs are generally closed on weekends and public holidays, though emergency services remain available.
Ali Ahmad
Ali Ahmad is a licensed property consultant at IM Properties LLC, Ajman. With 3 years in Ajman's real estate market, he helps buyers and families find the right home by matching properties with lifestyle needs — from school proximity and daily commute to neighborhood dining and community feel. He has facilitated 100+ property transactions across Al Rashidiya, Ajman Downtown, and Emirates City. Ali writes about market trends, investment strategies, and the neighborhoods that make Ajman one of the UAE's most livable emirates.
