Ajman Property Taxes and Fees: What Every Buyer Needs to Know

Last Modified: 29_June-2025

When buying a home, it’s easy to focus on the property’s price and forget the additional costs. But in reality, ignoring Ajman property taxes and fees can lead to financial surprises later. Whether you’re a first-time buyer or an experienced investor, getting clear on the total cost of property ownership helps you budget smarter, negotiate better, and avoid unnecessary stress.

Why Understanding Ajman Property Fees Matters

Ajman continues to attract buyers for its affordability, central location, and rapidly evolving infrastructure.
But as with any real estate market, buying property in Ajman comes with a set of fees and charges—some one-time, some ongoing—that must be factored into your total investment.

These costs are not hidden, but they’re commonly misunderstood or underestimated by buyers unfamiliar with the process.

From registration charges to legal consultation fees, having a full understanding of these costs allows for better financial planning and ensures you’re not caught off guard.

The Main Taxes and Fees to Expect When Buying Property in Ajman

Here’s a breakdown of the most important Ajman property taxes and fees you’ll encounter during the buying process:

1. Ajman Property Transfer Fee

A property transfer fee is applied every time a property changes hands. In Ajman, this fee is typically 2% of the property value, payable to the Ajman Land Department. Unless otherwise specified in the contract, this fee is often split 50/50 between buyer and seller.
Understanding this early on gives you an edge in negotiations and helps you accurately assess your total purchase cost.

2. Ajman Property Registration Fees

After completing the transaction, the property must be legally registered with the Ajman Land Department.

Registration fees typically include:

• Title deed issuance
• Ownership record update
• Developer’s approval, where applicable

The registration fee structure varies by property type—freehold or leasehold—and often ranges from AED 1,000 to AED 2,000.

Some premium developments may charge additional processing fees or offer bundled registration packages.

For a full breakdown of registration charges, check our Guide to Ajman Property Registration.

3. NOC Fees and Developer Charges

Before the transfer process, the developer (if applicable) must issue a No Objection Certificate (NOC). This document confirms that the seller has cleared all outstanding dues. NOC fees in Ajman usually range between AED 500 to AED 5,000, depending on the developer and project.

In some communities, developers may also charge document handling fees or service clearance charges, usually between AED 500 and AED 2,000. These fees, though minor compared to property cost, should not be overlooked during budgeting.

4. Ajman Real Estate Regulatory and Legal Fees

Ajman’s property market is regulated by the Ajman Real Estate Regulatory Agency (ARRA).

You may incur additional legal or compliance-related costs:

• Legal consultation charges are not specified, but depending on complexity,
• Document verification or due diligence charges
• Power of Attorney (POA) documentation if buying remotely

While not all buyers require a lawyer, legal oversight is highly recommended for off-plan, resale, or first-time foreign buyers.

👉 Learn more in our guides: Legal Checklist Before Buying Property in Ajman, Ajman Real Estate Laws Explained, and Your Guide to ARRA.

Are There Any Property Taxes in Ajman?

Unlike many other global markets, Ajman does not impose an annual property tax. That’s right—after your one-time fees are settled, there are no recurring property taxes. This tax-free model is one of the key reasons why foreign investors and expats find buying property in Ajman so attractive.

However, if you choose to rent out your property, you may need to account for municipal taxes or service charges, depending on your building or community. These are relatively low and are often included in yearly maintenance bills.

Recap: What You Need to Budget For

Here’s a simplified overview of fees:

Why Ajman Remains a Cost-Efficient Choice

With its transparent one-time fees, no annual property tax, and affordable entry prices, Ajman offers unbeatable real estate value in the UAE.

Whether you’re buying a home to live in or investing for rental income, Ajman’s market delivers:

• Low initial capital requirement
• High rental yields compared to other emirates
• Ownership rights for all nationalities in designated freehold zones

For investors seeking long-term gains and residents wanting quality at a reasonable price, Ajman is hard to beat.

Explore our full Ajman Real Estate Investment Overview

Looking to Buy? Let IM Properties Guide You

At IM Properties, we simplify the entire buying journey. From helping you understand the paperwork to choosing the right location, we’re here for you every step of the way.

Looking for the best investment? Explore properties for sale in Ajman with us and get tailored advice based on your goals.

Ready to take the next step?

Let’s talk. Contact IM Properties today, and we’ll help you make the smartest, most informed property decision in Ajman. Contact us today; your future home or investment is just one decision away.