The Benefits of Buying Property in Ajman: A Smart Investment Choice

Last Modified: 12-May-2025

Despite being the smallest emirate in the United Arab Emirates, Ajman has become a popular destination for real estate investors due to the benefits of buying property. This location is a great choice for domestic and foreign investors because of its ideal location, affordable property prices, and promising growth prospects.

Why Ajman Is Gaining Attention in the UAE Real Estate Market

Ajman’s property market has been quietly growing in popularity over recent years. In 2025, it has become a top destination for both local and international investors seeking affordable property in Ajman with solid ROI potential.

Ajman Real Estate Investment 2025 Tip: Investors are eyeing communities like Al Ameera Village and Ajman One Phase 2 for high rental yields and long-term value.

Benefits of Buying Property in Ajman

1. Affordable Property Prices Compared to Other Emirates

Compared to neighboring Dubai and Sharjah, Ajman offers low entry costs for property buyers. You can still purchase freehold apartments or villas at prices that are 30–50% lower than similar units in Dubai.

Case Study: Real-Life Investment Win: AED 40,000 Profit in City Towers Ajman

Investor Success Story: Ali Akbar (Pakistan)
Location: Ajman – City Towers
Original Purchase Price: AED 254,640.66
Resold Via: Internal deal through IM Properties
Profit Earned: AED 40,000

In 2024, Mr. Ali Akbar, an investor from Pakistan, purchased a property in City Towers, Ajman for AED 254,640.66. Positioned in one of Ajman’s promising residential communities, this property offered great potential for both capital appreciation and rental returns.

Recognizing the growing demand and value appreciation in the area, Ali Akbar decided to resell the unit through an internal transaction facilitated by IM Properties.

Thanks to strategic timing and professional handling, the property was successfully resold at a profit of AED 40,000. This marked a smart and efficient investment turnaround—highlighting not just Ajman’s potential, but also how investors can gain solid short-term profits with the right guidance and market knowledge.

🔑 This case showcases how Ajman’s affordable entry prices, increasing demand, and local brokerage support make it a fertile ground for profitable property investments.

 Looking to invest?
 Contact us today for exclusive insights and top-performing properties in Ajman!

2. Investment Potential Abounds

Ajman’s real estate market is undergoing exciting growth. With strategic government initiatives, infrastructural development, and increasing demand for quality housing, property values are on an upward trajectory. Real estate transactions reached an impressive AED 4.3 billion in the first quarter of 2024—a 26.6% increase from the previous year—and by mid-2024, total transactions soared to AED 9 billion across 7,071 deals. This sustained growth provides an opportunity for significant capital gains, making Ajman a lucrative long-term investment.

3. Freehold Ownership for Expats

Ajman is one of the few emirates offering freehold property ownership to non-GCC nationals. This makes it a strong contender in the Ajman real estate estateinvestment 2025 landscape.

 Explore top freehold projects: Ajman One Phase 2, and Al Ameera Village

4. High Rental Yields

Ajman offers some of the highest rental yields in the UAE. Due to the increasing demand for rental properties, investors should anticipate substantial returns on their investment. Because of this, investing in real estate in Ajman is a profitable choice for people trying to produce passive income.

5. Strategic Location

Ajman’s strategic location, with easy access to Sharjah and Dubai, enhances its appeal. Residents can enjoy a quieter, more relaxed lifestyle while still being close to the bustling cities of Sharjah and Dubai. This connectivity is a major advantage for both residents and investors.

6. Safety and Security

Ajman prides itself on being a family-friendly emirate. Ajman offers a peaceful environment, a strong feeling of community, and an abundance of family-friendly activities, making it a great place to raise children. Additionally, Ajman has recently been ranked as the safest city in the UAE for nightlife, offering peace of mind for residents of all ages.

7. Family-Friendly Environment

Ajman is known for its family-friendly neighborhoods, with plenty of parks, schools, and recreational facilities. This makes it an ideal place for families looking to settle down. For insights into the best family-friendly areas in Ajman, click here.

8. Investment-Friendly Policies

Ajman has implemented several investment-friendly policies to attract foreign investors. These policies include streamlined property registration processes and protections for property owners. For a detailed guide on Ajman property registration, read more here.

9. Tax-Free Environment

One of the most significant advantages of investing in Ajman is the tax-free environment. There are no property taxes or capital gains taxes, allowing investors to maximize their returns. This makes Ajman a highly attractive destination for real estate investment.

Ajman Real Estate Growth Outlook 2025

According to current Ajman real estate trends, the emirate is expected to grow steadily through 2026, with new projects, improved infrastructure, and an increase in demand from investors seeking affordable, high-ROI opportunities.

 Key Observations from the Graph:

• Ajman stands out with the highest rental yields, increasing from 9% in 2024 to a projected 10% in 2025. This reflects its strong appeal due to affordability and high tenant demand, especially for studios and 1-bedroom apartments.
• Dubai shows a slight dip from 7.2% in 2024 to a projected 6.5% in 2025. While rents are rising, higher property prices may slightly compress yields, especially in prime areas.
• Sharjah maintains steady growth, moving from 7% in 2024 to 7.5% in 2025, driven by its lower cost of living and spillover demand from Dubai.

Factors to Consider Before Investing in Ajman Property

Before investing, consider these factors:

Developer Reputation: Research the reputation of developers in Ajman and their track record. Reliable developers ensure project completion and quality.

Location: Choose a property in a prime location with good connectivity and amenities.

Market Conditions: Stay informed about the current market trends and economic conditions.

Legal Aspects: Understand the legal requirements for property registration and ownership in Ajman.

Need expert advice before making a decision? Please schedule a consultation with our team today! Contact us.

Bottom Line

Investing in Ajman property presents numerous advantages, from affordable prices and high rental yields to a strategic location and a family-friendly environment. With investment-friendly rules, a tax-free atmosphere, and freehold ownership opportunities, Ajman is rapidly becoming a top destination for real estate investment. The growing market—evidenced by a 26.6% rise in real estate transactions in early 2024 and new developments like Ajman One Phase 2 and Al Ameera Village Phase 3—offers significant potential for growth and returns. Whether you’re looking for property for sale or researching the best areas to live in Ajman, real estate companies are ready to guide you through the investment process and help you take full advantage.

Don’t wait to take advantage of Ajman’s booming real estate market! Let us help you find your perfect investment. Get started today.

FAQs

1. Is Ajman a good place to buy property?

Yes, Ajman’s affordable real estate, close proximity to Dubai, and expanding infrastructure make it a desirable choice for anyone looking to purchase real estate. Whether you’re buying to live or invest, the emirate offers solid long-term value.

For a full breakdown of associated costs, check out our detailed overview of property taxes and fees when buying in Ajman.

2. Is it worth buying property in Ajman?

Of course. Low entrance costs, no annual property tax, and a high potential for capital growth or rental income make Ajman an affordable place to invest.

To understand the legal framework and buyer protections, refer to our expert guide on Ajman real estate laws and regulations.

3. Do you get a visa if you buy property in Ajman?

Yes, investors may become eligible for a UAE residency visa based on property ownership, typically requiring a minimum investment of AED 750,000 in a freehold property.

4. Can expats buy property in Ajman?

Yes, Ajman allows expats to own freehold property in designated zones, giving them full freehold property ownership rights, including the ability to sell, rent, or pass the property on to heirs.

5. What is freehold property in Ajman?

Freehold property in Ajman means the buyer owns the unit and the land outright, with no time limit on ownership. These properties are open to both UAE nationals and foreigners.

6. How much are the property registration charges in Ajman?

Ajman offers competitive rates with a 2% registration fee based on the property’s sale value, plus nominal administrative charges.

Get all the details in our complete guide to Ajman property taxes and government fees and see the full registration process for property in Ajman.

7. Is Ajman leasehold or freehold?

Ajman has both options. Expats can buy freehold properties in certain areas or opt for leasehold contracts of up to 99 years, depending on their needs and budget.

8. Which is the best area to live in Ajman?

Top areas include Al Rashidiya, Al Nuaimiya, Al Bustan, Ajman Corniche, and Ajman Downtown. These provide a mix of contemporary conveniences, communal living, and convenient access to medical facilities and educational institutions.

Explore your options in our curated list of the best places to live in Ajman for families, expats, and professionals.